About Home Loans Pflugerville
We are a mortgage lender in Pflugerville, TX. We help buyers, veterans, self-employed borrowers and investors get the right home loan, then we stay in touch after closing so the first year of payments holds no surprises.
How We Work
Most lenders go quiet once the loan funds. The file closes, the keys change hands and the borrower is on their own with a new payment, a new servicer and an escrow account they never asked about. We think that is the moment a lot of people need help most.
So we built our process to keep going past closing. Before you sign, we walk through your closing disclosure line by line, so you know what goes to the down payment, what goes to escrow and what is a one-time fee. After you close, we call to confirm your first payment went to the right place and that your servicer has your taxes and insurance set up correctly.
Around the one-year mark, we check in again. That is usually when the first escrow analysis arrives, and it can raise a payment if property taxes went up. We explain what changed and what you can do about it. If rates have moved enough that a refinance makes sense, we tell you. If it does not make sense, we tell you that too.
What You Can Expect From Us
- 01
Straight answers on whether you qualify
We look at your income, debts, credit and savings before we talk about loan types. If a conventional loan fits better than an FHA loan, or the other way around, we say so and show you why.
- 02
Numbers you can read
Your rate, fees and estimated cash to close come to you in writing. When something changes during underwriting, we call you and explain it before it shows up on paper.
- 03
A check-in after closing
We follow up after your first payment and again when your first escrow statement comes out. We also remind Texas buyers to file the homestead exemption with the county, since it can lower the tax bill your escrow pays.
- 04
The same people from start to finish
The loan officer who handles your pre-qualification stays with your file through closing and the follow-up calls. You will not have to retell your story to someone new.
Where We Lend
We lend to borrowers in Pflugerville and nearby towns, including Wells Branch, Round Rock, Hutto, Manor, Brushy Creek, Cedar Park, Taylor, Georgetown, Leander and Elgin. Some people like to sit across the desk from us in person. Others never leave the kitchen table, and every step from pre-qualification to closing works just as well over the phone or on a video call. Our Services page covers each loan we offer, from VA loans and USDA loans to HELOC, bridge loans and bank statement loans for the self-employed.
- Pflugerville
- Wells Branch
- Round Rock
- Hutto
- Manor
- Brushy Creek
- Cedar Park
- Taylor
- Georgetown
- Leander
- Elgin
Talk to a Loan Officer
A short phone call is enough to start your pre-qualification. We will ask about your income, savings and plans, then tell you which home loans you are likely to qualify for and what comes next.